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Ping An Health > Product Overview > Ping An Zhisheng Global Group Health Insurance
Ping An Zhisheng Global Group Health Insurance

Ping An Zhisheng Global Group Health Insurance

Product Features:
High insurance limit; novelty with comprehensive protections
Global coverage with international services
High-end medical facilities
DB services can help you to save time and energy
Worldwide emergency assistance services
Manage management can help you enjoy your life
Applicable to:
Shanghai, Beijing, Jiangsu, Zhejiang, Shenzhen, Guangdong, and Liaoning
Insurance term:
The insurance period under this Contract is one year.
  • Benefits

Plans of Ping An Zhi Sheng Global Group Health Insurance Plan

Benefits Basic Standard Access Series Elite
Total annual limit RMB 2mn RMB 4mn RMB 8mn RMB 8mn
Coverage region Greater China Asia Worldwide excluding US and Canada Worldwide
A.Inpatient benefits
Bed fee, food, nursing care charges
(up to private/single room)
100% cover
(up to 180 days/year)
100% cover
(up to 180 days/year)
100% cover
(up to 180 days/year)
100% cover
(up to 180 days/year)
Examination and laboratory test, and treatment expenses 100% cover 100% cover 100% cover 100% cover
Prescription Drugs, Doctor’s Fee including Surgeons, Physicians, Anaesthetist and Specialists
Non-organ Transplant Surgery and Organ Transplant Surgery
Unit Companion Bed and Intensive Care Unit
Mental illness treatment(up to 90 days/year) Not covered RMB50,000/year RMB50,000/year RMB100,000/year
Family care (up to 100 days/year) Not covered Not covered 100% cover 100% cover
Hospice care (up to 45 days/year) Not covered Not covered RMB50,000/year RMB50,000/year
Ambulances 100% cover 100% cover 100% cover 100% cover
B.Daily allowance for zero inpatient claim
In the event that the insured haven’t claimed from us or had received full compensation from any third party for the hospital expenses, the Company will pay the daily subsidy in accordance with the actual IP days.(Up to 30 days/year) RMB 200/day RMB 200/day RMB 200/day RMB 200/day
C.Outpatient benefits
Annual limit RMB 50,000 RMB100,000 100% cover 100% cover
Consultation fee, examination and laboratory test expenses, treatment fee, outpatient surgery expense 100% cover 100% cover 100% cover 100% cover
Prescription drug expense RMB20,000/year 100% cover 100% cover 100% cover
Physiotherapy and other alternative therapies (up to 10 times/year) Not covered RMB500/year RMB1,000/year RMB1,500/year
Metal illness treatment (up to 20 times/year) Not covered RMB500/year RMB1,000/year RMB1,500/year
Accidental dental treatment RMB5,000/year RMB10,000/year RMB20,000/year RMB40,000/year
Expenses for diabetes treatment materials RMB20,000/year RMB40,000/year RMB40,000/year RMB40,000/year
Hormone replacement therapy RMB50,000/year RMB100,000/year 100% cover 100% cover
Neonate immunization and examination fees RMB2,000/year RMB2,000/year RMB2,000/year RMB2,500/year
Ambulances 100% cover 100% cover 100% cover 100% cover
D. Benefits for special OP
Outpatient renal dialysis and outpatient cancer electrotherapy/chemotherapy/radiotherapy RMB150,000/year RMB150,000/year RMB200,000/year RMB200,000/year
E. Maternity benefits
Annual limit RMB 60,000 RMB 60,000 RMB 80,000 RMB 80,000
Nursing care charges, treatment and immunization fees for neonates (within 14 days after birth) 100% cover 100% cover 100% cover 100% cover
Inpatient expenses incurred from childbirth and miscarriage and expenses of pregnancy complications treatment (including pre-natal/post-natal examination,pre-natal vitamin and calcium)
B-ultrasonic examination fee (twice)
F.Dental care benefits
Annual limit RMB 2,000 RMB 4,000 RMB 6,000 RMB 8,000
Basic tooth repair (including amalgam filling or composite resin filing), simple extractions and periodontal treatments (including periodontal scaling, root formation, etc.) 80% cover 80% cover 80% cover 80% cover
Major tooth repair: Root canal therapy, crowns repair, dentures (including laboratory and anesthetic expenses), wisdom teeth extraction. Tooth alignment is also included for the insured under 18 50% cover 50% cover 50% cover 50% cover
G.Opthalmologic benefits
Expenses for ophthalmological examination RMB600/year RMB600/year RMB600/year RMB600/year
Spectacles(either eye-glasses or contact lenses) RMB1,000/year RMB1,000/year RMB1,000/year RMB1,000/year
H.Emergency medical benefits
Emergency medical treatment for an accidental injury or a sudden acute disease caused on the Insured's trip in other countries and regions outside the geographic coverage indicated in the Contract 100% cover, up to RMB500,000/year 100% cover, up to RMB500,000/year 100% cover, up to RMB500,000/year 100% cover, up to RMB500,000/year
I.Preventive care service
Health checkup (once per year) -Includes general examination(height, weight, and blood pressure), routine physical examination of internal medicine, eye, ear, nose and throat, EKG, abdominal ultra-sonography, urine routine, stool routine, blood routine, blood sugar(AC), liver function, renal function, lipid profile, hepatitis B etc. at designated check-up institutions with a comprehensive evaluation report provided. Items may vary in different schemes.
Preventive dental care (once per year) Basic items: oral examination, scaling and polishing Optional items: panoramic X-ray, sand blasting and topical fluoride (to select one out of three)
J. Global emergency assistance
Emergency Assistance
Arrangement for medical consultation, emergency medical evacuation, accompanying hospitalization, and repatriation
RMB500,000 per year RMB500,000 per year RMB500,000 per year RMB500,000 per year
Remains arrangement
Sending remains to home countries, remains cremation and sending ashes to home countries, and local burial
Not covered RMB500,000 per year RMB500,000 per year RMB500,000 per year
K. Special hospitals
Reimbursement ratio 60% 70% 80% 100%
L. Value-added health services
Medical second opinion In case of 18 designated critical illnesses, we will contact relevant medical experts worldwide for diagnosis and medical opinions without charging you.
Direct billing service When you are enjoying OP and IP benefits at our network hospitals, direct billing service is available to save you large-sum cash advance and the trouble of submitting various materials as per the traditional claim settlement process.
Outpatient reservation service We will make appointments with appropriate hospitals and experts in the network for you according to your needs. (currently only available in Beijing, Shanghai and Guangzhou)
Note: The plans can be tailored for your special needs.