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Ping An Health > Product Overview > Ping An Zunzhi Rensheng Global Medical Insurance
Ping An Zunzhi Rensheng Global Medical  Insurance

Ping An Zunzhi Rensheng Global Medical Insurance, Offered Online Only!

  • Product features
  • Insurance Benefits

Ping An Zunzhi Rensheng Global Medical Insurance Plan

The policy limit is up to RMB16mn, and the maximum geographical coverage is “worldwide”;
The benefits include inpatient, outpatient and dental benefits within and beyond the coverage of Social Health Insurance;
If you visit network hospitals, direct billing service is offered, and you don’t need to pay on-site.
VIP high-end medical coverage for you and your children :
The acceptable application age is from 0 to 60;
A 28-days-old infant can be an independent insured.
More than 500,000 network hospitals worldwide offering high-end medical services:
Mainland China: you can get quality medical care from 145 famous hospitals and clinics in 30 major cities across mainland China.
Hong Kong, Macao and Taiwan: we have partnerships with more than 300 hospitals and clinics that offer comprehensive medical services.
Overseas: we provide worldwide health care for you based on cooperation with ACM, a famous service provider from Canada.

Above are just some of our hospital partners, the list of which will be updated from time to time. For the latest list of hospitals, please visit http://health.pingan.com/en/kehufuwu/yiliaowangluochaxun.shtml or call 400 88 33 663 option 2.

Ping An Zunzhi Rensheng Global Medical Insurance Plan

Insurance Benefits (I)

Benefit Plans Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6 Plan 7
Geographic coverage Mainland China Mainland China, Hong Kong, Macao and Taiwan Global excluding the USA and Canada Worldwide
Benefit ratio for designated hospitals 0% 100% 0% 100% 0% 100% 100%
Insurance benefit limit
(RMB: yuan)
4mn 4mn 8mn 8mn 12mn 12mn 16mn
Specific insurance benefits Upper limits (RMB)
I. Inpatient medical expenses (up to 180 days of hospital stay per year) 100% cover for network hospitals (excluding designated hospitals) and other public hospitals outside the hospital network in China mainland, and 60% cover for other hospitals
1. Bed fee, accommodation fee and nursing fee (up to 180 days per year) RMB1,000/day Private/single ward Private/single ward Private/single ward
2. Examination and laboratory test, treatment and drug expenses 100% cover 100% cover 100% cover 100% cover
3. Doctor's fee 100% cover 100% cover 100% cover 100% cover
4. Surgery expenses RMB500,000/year 100% cover 100% cover 100% cover
5. ICU bed fee 100% cover 100% cover 100% cover 100% cover
6. Additional bed fee 100% cover 100% cover 100% cover 100% cover
7. Treatment expenses for mental illness
(up to 30 days/year)
None RMB100,000 per year RMB150,000 per year RMB 200,000 per year
8. Home care fee
(up to 90 days/year)
None RMB100,000 per year RMB150,000 per year RMB 200,000 per year
9. Medical expenses for hospice care
(up to 45 days/year)
None p align="center">None None RMB200,000 per year
10. Ambulance fee 100% cover 100% cover 100% cover 100% cover
II. Outpatient benefit 100% cover for network hospitals (excluding designated hospitals) and other public hospitals outside the hospital network in China mainland, and 60% cover for other hospitals
1. Doctors' consultation fee and treatment fee 100% cover 100% cover 100% cover 100% cover
2. Examination/laboratory test fee and drug fee RMB15,000 per year 50k per year 100% cover 100% cover
3. Outpatient surgery fee 100% cover 100% cover 100% cover 100% cover
4. Physiotherapy and other alternative therapies (up to 10 visits per year) RMB500 per visit RMB1000 per visit RMB2000 per visit 100% cover
5. Treatment expenses for mental illness
(10 times per year)
None RMB1,000 per visit RMB2000 per visit 100% cover
6. Hormone replacement therapy fee None RMB30,000 per year 100% cover 100% cover
7. Expenses of diabetes treatment materials None RMB30,000 per year 100% cover 100% cover
8. AIDS treatment expenses None None RMB100,000 per year RMB200,000 per year
9. Ambulance fee None 100% cover 100% cover 100% cover
III. Special outpatient benefit 100% cover for network hospitals (excluding designated hospitals) and other public hospitals outside the hospital network in China mainland, and 60% cover for other hospitals
1. Outpatient kidney dialysis, outpatient cancer electrotherapy, outpatient chemotherapy or outpatient radiotherapy RMB200,000 per year 100% cover 100% cover 100% cover
IV. Dental care benefit
1. Dental treatment arising from diseases None RMB3,000 per year RMB5,000 per year RMB8,000 per year
(1) Basic dental treatment None 80% cover 80% cover 80% cover
(2) Critical dental treatment None 50% cover 50% cover 50% cover
2. Dental treatment arising from accidental injuries 100% cover for network hospitals (excluding designated hospitals) and other public hospitals outside the hospital network in China mainland, and 60% cover for other hospitals
RMB8,000 per year RMB20,000 per year 100% cover 100% cover
V. Emergency medical benefits 100% cover for network hospitals (excluding designated hospitals) and other public hospitals outside the hospital network in China mainland, and 60% cover for other hospitals
1. Outpatient and inpatient None RMB500,000/year RMB800,000/year None
Insurance Benefits (II)
VI. Global emergency assistance
Various benefits for emergency assistances Upper limits for reimbursement (for each insured accident)
Global emergency assistance (USD) Domestic emergency assistance (RMB)

1. Emergency medical transfer, medical transfer to the country of nationality or residence, and arrangement of mortal remains

1mn 6.5mn
2. Visits by and accommodation of lineal relatives A round-trip economy-class flight ticket
Accommodation: RMB250/day, RMB1,000 per visit
The per-accident upper limit for the four benefits is RMB10,000. A round-trip economy-class flight ticket
Accommodation: RMB3,000/visit
The per-accident upper limit for the four benefits is RMB65,000.
3. Escorting minor children to return to their countries of nationality or places of residence A single-trip economy class air ticket A single-trip economy class air ticket
4. Urgent return to the country of nationality or residence for post-death affairs of lineal relatives A single-trip economy class air ticket A single-trip economy class air ticket
5. Sending lineal relatives to handle post-death affairs for the Insureds A round-trip economy-class flight ticket
Accommodation: RMB250/day, RMB1,000 per visit
A round-trip economy-class flight ticket
Accommodation: RMB3,000/visit
VII. Second medical opinion Available